At Detroit Moped Works, we want to make sure everyone can enjoy the thrill of owning a moped, electric bike, or scooter. We understand that financing can sometimes be a hurdle, but we’re here to help with a variety of flexible payment options to suit your needs. Whether you’re buying online or in-store, there’s a plan that can work for you.

If you’ve tried to check out with a financing option and it didn’t go through, don’t worry! This can sometimes happen due to data transfer issues or the complexities of certain financing plans. But don’t give up on your dream ride just yet—here are all the ways we can help you get back on track.

1. PayPal Pay Later: Our Best Financing Option

PayPal Pay Later is a flexible, straightforward way to finance your purchase. You can apply at checkout, and PayPal will present you with one to three options based on your purchase and credit profile:

• Pay in 4: Break your payment into four equal parts, with 0% interest. Payments are made every two weeks, making it a great option for spreading out costs without paying any extra.
• PayPal Line of Credit: Similar to a credit card, this offers 0% interest if the balance is paid off within 6 months. If you need more time, interest will apply based on your credit terms.
• PayPal Installments: Choose a low, fixed-interest rate and spread your payments out over 1-2 years. This gives you the flexibility to pay off the balance with manageable monthly payments.

Important Note:
PayPal Pay Later can sometimes look similar to PayTomorrow at checkout, but they are completely different services. PayPal’s options are typically more straightforward, with higher approval rates and more flexible terms.

THIS IS WHAT YOU WANT TO CLICK: 

Benefits of PayPal Pay Later:

• Immediate Payment to Us: Once approved, we receive the payment instantly, meaning you can pick up your new ride the next day or have it shipped out quickly.
• No Surprises: With 0% interest options and clear terms, you can finance your purchase with confidence.

2. In-Store Layaway Program: Interest-Free, No Credit Check

If you’d prefer not to use a financing service, our Layaway Program is a great way to spread out payments without any credit checks or interest:

• 50% Down Payment: To get started, just pay 50% of the total cost in-store or through a payment link.
• Two More Payments: Pay 25% after two weeks, and the remaining 25% after another two weeks. Once the balance is fully paid, you can take home your bike.
• Flexible, Interest-Free: This program lets you pay off your new moped, eBike, or scooter over the course of a month, without worrying about credit checks or interest charges.

This is a great option for those who need a little extra time but don’t want to take on debt.

3. PayTomorrow: Low Monthly Payments, Higher Interest

PayTomorrow is another financing option that provides longer-term payment plans with small monthly payments. However, it comes with a lower approval rate and higher interest rates than PayPal Pay Later.

• Best for Long-Term Payments: PayTomorrow is a good option if you want to spread out payments over a longer period, but be prepared for higher interest.
• Complex Approval Process: This option has the most complex application process, and approval rates tend to be lower.

If you’re struggling to get approved through PayTomorrow, we recommend considering PayPal Pay Later or our Layaway Program for simpler, more flexible options.

4. Credit or Debit Card Payments

Sometimes the simplest option is the best! You can always pay for your moped, eBike, or scooter directly with a credit or debit card through our online store or in person. It’s fast, easy, and straightforward.

5. Cash and Digital Payments

Prefer to pay in cash or use a digital wallet? We accept cash in-store as well as digital payment options like Paypal Direct, Zelle, CashApp, and Venmo. If you need to use one of these methods, just email us or send a message on our social media pages, and we’ll work with you to complete the sale.

We also offer “mixed” payments if you want to use a combination of payment methods to finance your ride.

What Happens If Your Financing Falls Through?

If your recent financing attempt didn’t work out, don’t stress! Here’s what you can do:

• Double-check that you’re using the correct option. PayPal Pay Later and PayTomorrow can look similar, but they are distinct services. If you mistakenly tried to use PayTomorrow, consider switching to PayPal Pay Later for better approval rates.
• Consider Layaway: If you don’t need to take your bike home right away, our Layaway Program is a great alternative, offering the flexibility to pay over time without interest or credit checks.

At Detroit Moped Works, we believe that everyone deserves to own the perfect two-wheeled ride, and we’re here to make it happen. If you have any questions about our financing options or need help figuring out the best choice for you, don’t hesitate to reach out!

Visit us online or in-store, and let’s get you on the road with a new moped, eBike, or scooter—your way.